🏢 General Liability vs. BOP: What’s Right for Your Business?

If you're a small business owner in Texas, protecting your business from the unexpected is a must. But with so many coverage options, it can be hard to know what you really need. Two of the most common types of commercial insurance are General Liability and a Business Owner’s Policy (BOP)—and choosing the right one could save you thousands in the long run.

At Mauceri Bynum Insurance, we partner with Liberty Mutual to help business owners like you in McKinney and across North Texas find the perfect protection for your company’s needs.

🔍 What is General Liability Insurance?

General Liability Insurance is the foundation of business coverage. It protects you from common risks that could financially impact your company, such as:

• Customer injuries on your property 🤕
• Damage to someone else’s property 💼
• Advertising or reputational harm (like slander or libel) 📣
  
  

This policy is essential for businesses of all sizes, especially if you interact with customers or vendors in person.

💼 What is a Business Owner’s Policy (BOP)?

A Business Owner’s Policy (BOP) is like a bundle deal. It combines General Liability Insurance with Commercial Property Insurance—and sometimes even Business Interruption Coverage—into a single, more affordable policy.

What’s Included in a Typical BOP?

• ✅ General Liability
• 🏢 Property coverage for your building, office, or equipment
• 🔄 Loss of income if your business is forced to shut down temporarily
  
  

Liberty Mutual’s BOP is especially useful for:

• Retail stores 🛍️
• Offices 🖥️
• Restaurants 🍽️
• Service providers (salons, repair shops, etc.) 🔧
  
  

🤔 So... Which One Do You Need?

It depends on the type and size of your business:

The good news? We can help you decide. 🙌

🛡️ Get the Right Protection with Liberty Mutual + Mauceri Bynum Insurance

At Mauceri Bynum Insurance, we know Texas businesses because we are one. We'll help you assess your risks and compare Liberty Mutual options to find the right fit—whether that’s a standalone liability policy or a full BOP package.

👉 Click here to get a custom Commercial Insurance quote.
We make it fast, easy, and clear.

🏆 Proudly Serving McKinney for Over a Decade

Mauceri Bynum Insurance has been proudly voted Best of McKinney for the past 11 years in a row!

📍 Located in the heart of McKinney’s Historic Downtown Square:
301 E Virginia Street, Suite 201, McKinney, TX 75069

📞 Stop by, call us, or start your quote online today—we’re here to protect what matters most. (214) 733-8400