Are Car Rentals Covered by Auto Insurance in North Texas?

Mar 10, 2019 (0) comment

Car rental sign at an airport; auto insurance.

Photo by IJzendoorn for Shutterstock

Whenever you get behind the wheel of a car, there’s always the possibility of an accident occurring. But when the car isn’t yours, what’s the next move? If you’re renting a car while yours is in the shop or while traveling, it’s time to evaluate your current auto insurance policy. There may be coverage or add-ons you have to opt into to get the help you need. Additional rental car coverage can come in handy in North Texas.

Rental Reimbursement Auto Insurance Coverage

Rental insurance coverage, or rental reimbursement, is an optional policy that can be purchased through your insurance agent. This may seem unnecessary in the moment,but if you are in an accident, it can help substantially with the additional transportation expenses while your vehicle is out of commission. In a covered accident, rental reimbursement will apply for auto mishaps that require more than 24 hours to perform repairs. This additional coverage can only be used for vehicles that have had extended transportation expenses purchased for them in a covered loss.

Should I Revisit My Auto Insurance Coverage?

The entire reason we purchase insurance is to prepare for the unexpected. While at the moment you may not see yourself needing a rental car, you never know, and paying more for it than you should is discouraging. The next time you meet with your insurance agent, revisit your comprehensive coverage auto insurance policy and your collision coverage auto insurance policy. If you choose to add on extended transportation expenses, or decide to opt for rental reimbursement, you’ll be relieved should you encounter the need for a rental car.

Contact Mauceri Bynum for Auto Insurance Needs

The team at Mauceri Bynum Insurance is ready to set you up with the auto insurance coverage you need. Whether that means adding rental insurance coverage or extending your transportation expenses, we can help. Contact our McKinney, TX team today to discuss your coverage options at 214-733-8400.

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