If you’ve heard of Foremost Insurance, chances are you’re familiar with Foremost Star — the trusted specialty carrier that insures everything from rental homes, vacant dwellings, and mobile homes to boats, motorcycles, trailers, and off-road vehicles.
But today, we’re not talking about Foremost Star. We’re excited to introduce its revamped sister company — Foremost Signature, now a competitive option for traditional Auto and Home Insurance in Texas.
Back in April 2021, Farmers Insurance acquired MetLife Auto & Home. After the acquisition, Farmers spent time tweaking the products, pricing, and underwriting to make them more competitive and easier for agents to write.
Fast forward to 2025, and Foremost Signature has officially come out swinging with refreshed rates, upgraded coverages, and new features designed to compete head-to-head with major carriers like Travelers, Safeco, State Farm, and Nationwide.
Here’s what makes Foremost Signature one of the most exciting home insurance options in North Texas this year:
✅ Guaranteed Replacement Cost – Most carriers cap at 125% or 150% Extended Replacement Cost, but Foremost Signature offers a true Guaranteed Replacement Cost option to rebuild your home—no cap, no surprises.
✅ Higher Liability Limits – Choose up to $1 million in Liability Coverage, compared to the standard $500,000 limit offered by many competitors.
✅ Roof Replacement Cost up to 8 Years Old – In storm-prone North Texas, this is a huge advantage. While many carriers are now moving to Actual Cash Value (ACV) on roofs after 5 years, Foremost Signature still provides Replacement Cost for roofs up to 8 years old.
✅ Massive Discounts for Impact-Resistant Roofs – Homes with Class 3 or Class 4 shingles qualify for one of the largest discounts available on the Texas market right now.
✅ Bundling Made Easy – Combine your auto and home with Foremost Signature to unlock deeper savings and simplify your insurance experience.
The past few years have been challenging for the North Texas home insurance market, with storms, inflation, and shrinking carrier options. Many homeowners have faced non-renewals or rate hikes, leaving them searching for stable, competitively priced coverage.
With Foremost Signature, homeowners now have access to:
Competitive new pricing 💲
Expanded coverage options 🔒
A reputable national brand backed by Farmers Insurance 🏢
In other words, Foremost Signature isn’t the “old Foremost” anymore — it’s a top-tier contender for traditional home and auto insurance in 2025.
Our team at Mauceri Bynum Insurance is excited to help clients explore Foremost Signature’s refreshed program. Whether you’re comparing home, auto, or a multi-policy bundle, we’ll help you review the coverage options and find out how much you can save with this new product lineup.
👉 Start your quote online today.
Mauceri Bynum Insurance has been proudly voted Best of McKinney for the past 11 years in a row!
📍 Located in the heart of McKinney’s Historic Downtown Square:
301 E Virginia Street, Suite 201, McKinney, TX 75069
📞 Stop by, call us, or start your quote online today—we’re here to help protect what matters most.
(214) 733-8400
