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May 21, 2012

Each week here at the Mauceri Group, we offer insurance articles focusing on how to get the most affordable insurance prices you can find. We’ve spent the last few months looking at coverages for homeowners insurance and auto insurance. Beginning this week, we will begin looking at some of the discount options a local insurance agency can offer you on your insurance quote. We’ll start by examining some of the discount options often available to you from companies such as: Safeco, State Farm, Nationwide, Allstate, Travelers and Metlife, so that you can find cheap auto insurance.

One of the discount options available to you on your auto insurance, is an anti-theft discount. If you have any sort of anti-theft device on your car, it’s a good idea to inform your local insurance agent when you are receiving a free insurance quote – as often many carriers will provide you with a percentage discount. The reason for this discount is simple: If you are a car owner located in McKinney, and your car has an anti-theft device on it, the chances of it being stolen decrease. This allows for a lower risk profile, and makes for more affordable auto insurance.

Another standard discount, offered by many of the large auto insurance companies is the Homeowners discount. Often times many of the A rated insurance carriers will offer you a discount on your Auto insurance if you own a home. Many of the top insurance companies have found that homeowners are less of a risk if they own a home – possibly because a homeowner has already displayed serious responsibility. So if you own a home in Plano, or Grapevine – Keller or Mckinney, or any other city in the DFW area, that responsibility can pay off in the long run, and save you tons of money on your auto insurance!

Next week, we’ll look into some other discounts that everyone should know before they purchase an insurance quote.

Until then, if you’re looking for information you can find us on Facebook, or contact us if you're ready for a free insurance quote!

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