Commercial liability insurance is a widespread general liability policy which covers the liability exposures of an organization. Mauceri-Bynum Insurance recommends that all businesses have general liability coverage secured, to be prepared for the unexpected.
Errors & Omissions (E&O) takes care of professionals in your organization for negligence and errors or omissions which injure clients or cause damage to a third party’s data. This insurance option is particularly crucial for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies; as they directly affect people's health and sensitive data. Mauceri-Bynum Insurance recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance for is there for employers to cover employment-related liabilities other than on-the-job injuries. There are a lot of legal issues which can pop up, including suits for wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you employ people, Mauceri-Bynum Insurance recommends securing this option.
D&O insurance protects the directors and officers of a company for negligent acts or omissions and for misleading statements which result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To learn more about the best insurance options for you, call us. Our team will work to secure you the best coverage possible.
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