Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. This is a very common and useful policy to have. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered by one of these options.
You may only need a basic commercial property insurance policy, although the coverage types can vary between various providers. As an independent insurance agent, Mauceri-Bynum Insurance can help you determine the type of insurance policy and range of coverage that is best for your business.
To learn more about coverage options and to speak with our team about the best ones for you, contact us today.
If you own a commercial building, you want to make sure that you have you have enough commercial property insurance to cover replacement costs. Cost estimators are available, although we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give us a call today, and we'll assist you in securing the coverage your building needs.
Most commercial property policies do not cover flood damage when there is a loss. As such, you will have to add an additional policy in order to be covered from flooding. Review your current policy to see if you are protected. If you’re unsure, just ask us to review your insurance policy, and we’ll help you find the best solution.
Business personal property insurance covers your property at a specified location. The property that is covered includes furniture, fixtures, equipment and inventory. Please be aware that many policies do not cover these items if they are taken away from their insured site. Should you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).
This insurance option compensates a business owner for lost profits and fixed expenses- shouold there be a time that their business is closed. It applies while the location is being restored because of damage from an event such as a fire or flood. Should civil authorities limit customer access to your neighborhood or business after a disaster, business income coverage can also take over. We strongly recommend that all businesses acquire this coverage.
This insurance policy is specifically designed to protect computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.
Mauceri-Bynum Insurance understands the Texas business insurance needs of our customers. The best coverage can be secured easily – call us today to find out protect your busines with a good insurance plan.
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