While commercial vehicle insurance has some similarities to your personal auto policy, there are important differences in coverages, exclusions, definitions, limits, and eligibility. At Mauceri-Bynum Insurance Agency in McKinney, we know how important your business and your employees are to you. That’s why we take the time to research the best commercial auto insurance policies and make them available to McKinney business owners.
Commercial Auto Insurance Quotes
Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. Whether it’s transporting goods or people for a fee, using your vehicle to conduct a service, or employees operating a vehicle, you may need a commercial auto policy. Knowing the difference between a personal auto insurance policy and a commercial auto policy, and knowing which you need, is important for your business. This type of McKinney commercial auto insurance covers a variety of vehicles. You may also have heard of this coverage referred to as commercial car insurance, truck insurance, or fleet insurance. It all depends on your industry, but no matter what, we’ve got you covered.
High-Risk Commercial Auto Insurance
If you’re a commercial driver, auto insurance isn’t optional. You need coverage in order to protect yourself and everyone else on the road in case of an accident. Unfortunately, many insurance providers view commercial drivers as high-risk, and refuse them coverage. If you’re having trouble finding the insurance you need, contact Mauceri Bynum Insurance. We’ll review your case and find a workable solution.
Our high-risk commercial auto insurance will cover all accidents and roadside incidents. Whether you’re a trucking business, taxi service, or repossession company, we can help. We’ll provide a quote regardless of your previous claims history. We’re willing to insure anyone, and will work out a partnership that benefits us both. Give us a call today and discover how we can work with you!
What Does Commercial Auto Insurance Cover?
Like your personal auto policy, commercial vehicle insurance provides similar coverages for such things as liability, collision, comprehensive, medical payments or personal injury protection, and uninsured/underinsured motorist coverage. However, there are also differences between a commercial auto insurance policy and your personal auto policy that may include eligibility, definitions, coverages, exclusions, and limits. Mauceri-Bynum Insurance Agency in McKinney knows commercial vehicle insurance well, and we’ll be more than happy to explain our commercial auto insurance options.
Who Needs Commercial Auto Insurance?
You need this protection if…
- Your business owns, leases, or rents vehicles
- Employees drive company-owned, leased, or rented vehicles
- Employees drive their own vehicles while conducting business
- You or your employees drive company cars for both business and personal use
Who Do I Call to Learn More?
If you have more questions about McKinney commercial auto insurance, then you can call the Mauceri-Bynum Insurance Agency today. We’ll make sure we answer whatever questions you may have about the policies we offer, how they work, and which one is best for you. We can help make sure your Texas commercial auto insurance meets the needs of you and your business. Call 214-733-8400 today to learn more and receive a commercial auto insurance quote.