How to Save money on Car Insurance in Texas in 2013

Jun 16, 2016 (0) comment

Todays blog will deal with our top three tips to save on your car insurance in Texas in 2013.

These tips are tried and true methods for reducing your auto insurance in Tx.. whether you live in Mckinney, Plano, Dallas or Ft Worth.

Tip #1

In Texas if you combine your car insurance with your homeowner insurance you can save up to 20% off of both.  Yes, you heard it right.. 20% off of your CAR INSURANCE and 20% off of your AUTO INSURANCE.  In order to qualify for this discount you must have both policies with the same insurance company.

Here are a couple of quick examples…

Exmaple #1 Jenny has her Home Insurance with State Farm.  She has her car insurance with GEICO.  Since both policies are not with the same company she does not get the discount (commonly known as the multi policy discount)

Jenny then calls around to local insurance agents in Mckinney and Plano and combines both her home and auto insurance with SAFECO Insurance (part of Liberty Mutual).  By doing so.. she now can qualify for the homeowner and car insurance multipolicy discount.

Tip #2

Higher limits are cheaper.  Doesnt sound right does it?  Almost all companies give discounted rates if you carry at least 100/300k auto liability limits.  So even though it might sound like a good idea to carry the Texas insurance minimum liability limits… its not.  Raise your auto insurance limits.  It works.

Tip #3

Shop..

Here at the Mauceri Bynum agency we get calls from clients all over the Mckinney, Plano, Dallas area.   They are shocked by how much money they can save by just calling a local independent agency.   It is not uncommon for us to be able to save someone $500 to $700 a year just by using our unique software product.   Our agency software is comparable to using ORBITZ or TRAVELOCITY.  We plug in the information and it shops your insurance in real time with over 8 different insurance companies.

So if you are interested in saving money on your car insurance in TX this year… please use these tips.. and give us a call.

Mauceri Bynum Insurance Agency
400 N Central Expressway #109
Mckinney Texas, 75070
214-733-8400
or get a quote online at
www.minsuranceagent.com

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