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Residents that live in the Dallas Metroplex can depend on their car insurance policy when their car is damaged or destroyed due to accident, theft, or fire. You depend on your car, so it is important that you are back in your car and on the road as soon as possible. When a Plano resident’s car is involved in an accident that results in injury, loss of life or property damage, some Texas car insurance policies include protection against medical and/or legal expenses that have incurred as a result of the accident.

The Texas car insurance policy that you choose legally binds you to your insurance company. A mom in Allen, Texas is required to pay her premiums and then her insurance company is required to pay for all car-related expenses spelled out in the contract. It is important to have a local Dallas Metroplex insurance agent that you can meet with in order to understand what coverage you need and what policy is best for you and your family.

What Texas Car Insurance policy is right for you?

Whether you live in McKinney, Allen, Frisco, Plano, Dallas, or other surrounding cities in the Dallas Metroplex, the Mauceri-Bynum Insurance Agency located in McKinney, Texas ensures that our trained professionals will take the time to find the right policy for you.

Each state has certain car insurance coverage requirements that must be fulfilled. Understanding Texas car insurance requirements will aid in your choice of TX car insurance policy. Most states at least require one of these three options:

  1. No-Fault Coverage – Regardless who is found at fault, this insurance policy covers all passengers and the medical expenses that incur from injuries as a result of an accident.
  2. Liability Coverage – In an accident, this insurance policy covers any damage to the other party.
  3. Some states require the policy holder to have both No-Fault Coverage and Liability Coverage in his policy.

The trained professionals at the Mauceri-Bynum Insurance Agency in McKinney, Texas understand Texas car insurance laws. Mauceri-Bynum Insurance is dedicated to helping our Dallas Metroplex customers find the right Texas car insurance coverage that is best for them.

What additional insurance coverage do I need?

Car insurance coverage is not required in all states, but drivers must be prepared to pay for damages to the other party in the case of an accident. A Dallas driver with a carefully crafted insurance policy is the best protection in the event of an accident. The Mauceri-Bynum Agency in McKinney, Texas can work with you to carefully craft an insurance policy that is best suited for you. Also, in order to finance a car in Texas, the applicant must provide proof of insurance that will cover damages in the case of an accident. This type of insurance usually includes:

  • Texas Collision Auto Insurance – Any damage to your vehicle that happens as a result of an accident is covered with Collision Auto Insurance. Usually, collision coverage ensures that all repairs are covered up to the fair market value of your car. In most cases, the policy holder provides a deductible for the damages. After you pay your deductible, the insurance company you choose pays the remainder of the costs. As you raise your deductible, your collision coverage premium costs less.
  • Texas Comprehensive Auto Insurance – Any damage to your car that has not happened as the result of a collision is covered with Comprehensive Auto Insurance. Comprehensive coverage is used when a car is stolen, vandalized, or a tree/object falls on the parked car and damages ensue. Comprehensive Auto Insurance is also commonly used in the instances of flood, hurricane, or fire. Again, after you pay your deductible, your insurance company will pay for damages up to the fair market value of your vehicle.

You and your family are unique in the needs you will have for your insurance policy. A local insurance agent is needed to ensure that your family is taken care of in the event of an accident, theft, or natural disaster. Mauceri-Bynum Insurance in McKinney, Texas cares about you and your family. This local agency works hard to make sure that you and your loved ones are taken care of in such events. Call this local Dallas agency today for all your Texas car insurance needs.

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400 North Central Expressway, Ste 109
McKinney, Texas 75070
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